Yes, but the real question is: Who is to blame, who is thrown in jail, who get a fine?

Is Elon Musk to blame for the update? Is the bank to blame for allowing these online transactions.

The question is: is the person who instructed the AI to blame because the AI doesn't actually understand the implications of what it is doing, or is the actual AI to blame yet what happens to those who instructed the AI, or what if the AI is "glitching"?