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SportySaturn t1_it8y113 wrote

Reply to comment by czar_el in Many countries have a "hidden welfare state" for incumbent homeowners, as governments subsidize homeowners through the tax system. The homeownership welfare state is strongest in the US and other Anglophone countries, but weakest in the Scandinavian countries. by smurfyjenkins

>It's trying to break through to the privileged elite

Looks like you fell for the bad framing.

https://www.ncsha.org/blog/fha-2020-annual-report-shows-fhas-impact-on-first-time-and-minority-homeownership/

Home ownership rate in the USA, those benefiting from mortgage interest deductions, is about 65%.

Those are your "privileged elite" benefiting from the "welfare" system.

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czar_el t1_it8z4ro wrote

I'm not saying they're the only ones who benefit from it. I'm saying that they assume government support does not apply to them, and default to the frame of "welfare bad".

Also, you just linked one agency and one part of a report explicitly looking at first-time and minority home buyers. The study in this post looked at multiple countries, and programs not limited to first-time and minority home buyers.

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