Viewing a single comment thread. View all comments

bootheels t1_jc3eeq9 wrote

I am confused as well. You are automatically enrolled in the "medium rate". Why the heck wouldn't we want to enroll in the lowest rate? And why would anyone choose those two options with higher rates than the current RIE prices? Doesn't make much sense, I emailed them, will see what response I get. Maybe I will find the answers here.

2

Hurley_boy24 t1_jc3gxpq wrote

I’m no expert by any means but I believe you get more of a guaranteed rate with the medium rates. Whereas the cheaper rates could be cheaper now but they could drastically increase at any time later down the road and become a more expensive option. So you basically pay for consistency. I could be wrong though

2

bootheels t1_jc3h885 wrote

Sounds reasonable, will look into that theory

1