I woke up to my car window being broken. Nothing stolen and doors were still locked. This sucks. How should I go about this? Do you usually go through insurance to repair or will this increase my monthly payment? I already filed a police report. Thanks

Comments

Critical-Paramedic89 t1_jbkowzr wrote on March 9, 2023 at 7:02 PM

If you have glass coverage, go through insurance. It shouldnt have too much effect on your payments.

Proof-Variation7005 t1_jblohe6 wrote on March 9, 2023 at 10:51 PM

I think with glass coverage, a side window still has $100 deductible but it won't change your premiums more.

Critical-Paramedic89 t1_jblpb2e wrote on March 9, 2023 at 10:56 PM

I have geico, and have my side window smashed twice. I have comprehensive and glass, so I'm not sure if it changes anything but I never had a deductible for either occurrence. IDK.

Proof-Variation7005 t1_jblt70g wrote on March 9, 2023 at 11:24 PM

Could be? I've thankfully gone over a decade since my last smashed window after a string of -7-8 in 5 years, so I might be misremembering, but I thought I usually had to pay. Maybe not.

It's definitely going to happen to me this weekend because I said that now.

Either way, it doesn't fuck up the premium directly more than having an 0290# zip code will

Critical-Paramedic89 t1_jblvrsd wrote on March 9, 2023 at 11:43 PM

lol, let's hope not. Maybe it depends on your insurance company.

Throwaway1231200001 t1_jbkw9jy wrote on March 9, 2023 at 7:48 PM

Seems to be having an uptick. Used to park on Friendship a bunch when I had to go into downtown, last time I attempted there was probably three parked cars in a row with smashed windows and a whole lot of additional spots with glass in them. Needless to say, I did not park there.