I can’t go back to school until I pay off that $3000, so that would change my life by helping me get a degree, thus changing my life dramatically considering I don’t have one. If I have a better car I can get a job at a different place that pays more, cause my current car can’t really make it anywhere so I have to work close to home or within a certain distance by bus. a new and better job with better benefits such as healthcare would change my life. A new car and a better paying job would also let me visit my family more often since they live far away in a town without a train station, leave the country for the first time in my life which would be a life changing experience, and it would generally change my quality of life since rn I’m pouring money into keeping the car running. And my current apartment is poorly built, has mold issues, lead paint, and doesn’t even have enough windows to get sunlight so moving to a new place that wasn’t actively worsening my health would also dramatically change my life. I could also move to a neighborhood closer to the aforementioned better job. Like these are all pretty life changing things, $3000 is a life changing amount of money to most people who make less than say, $20 an hour. Just cause it wouldn’t change your life doesn’t mean it wouldn’t change others