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Lil_Phantoms_Lawyer t1_jailqft wrote

Life changing things for $3k? Sounds like a great investment.

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-Zipp- t1_jair8be wrote

Yeah! Like food.

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Lil_Phantoms_Lawyer t1_jaisrwl wrote

You ever hear the one about giving a man $3000 in fish?

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-Zipp- t1_jajin22 wrote

Wait do you think the guy is gonna spend all $3000 on just fish? You do know that some people aren't fortunate enough to always have enough money for food aswell as other things like rent, clothes, etc.

(Not assuming the original replier struggles with food security btw)

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Lil_Phantoms_Lawyer t1_jajjf9t wrote

Giving someone $3k to help pay for their bills is the same as giving them a proverbial fish. It isn't life changing, it's a band-aid at best. You aren't making them more capable of paying for future bills once that $3k runs out.

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-Zipp- t1_jakb0td wrote

It absolutely can though? If someone is in a very tight financial position, 3k can get them so much. it could give them breathing room on certain bills, pay of debt, secure FOOD that you NEED to LIVE, keep the rent paid, or even just straight up save/invest, all of this allows them to not be under constant stress and worry that can really hurt their day to day life.

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Lil_Phantoms_Lawyer t1_jakd1ik wrote

Right, and all of those benefits last as long as the $3k. Like giving someone a fish, it only is useful until they've eaten the fish.

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-Zipp- t1_jakwz8b wrote

Its quite obvious you never actually been in a position where 3k would be life changing. Like, if someone can have a stable home for a moment, they can make steps to keep it a stable home.

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spookyjeff t1_jal5xxj wrote

A first month's rent for an apartment so they have an address with which to apply for a job.

A beater car to transport them to a job outside of range for public transportation.

A class so they can get a better job.

Medicine or food so they can live long enough to find a job.

Mental health services or medications to make them stable enough to not be fired from a job.

Childcare so their kid won't be left alone while they're at their job.

Now, I can't give you financial advice, but I think those are some great investments with a lot of potential to change someone's life.

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Lil_Phantoms_Lawyer t1_jam1hz6 wrote

Those are paying for someone's costs, not an investment in them. It's once again the difference between giving a man a fish and teaching him to fish.

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spookyjeff t1_jam40i4 wrote

"Paying for costs now to allow for profits later" is literally what investment is.

If you teach a man to fish but don't give him a pole or access to a body of water with fish in it, you've done nothing.

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