The following story is a great example of how my life has gone. I was living in the Florida Keys after a my divorce of a 28 year long marriage. I lost my vehicle in one of the hurricanes that hit that year so, I got to work at my couple jobs on a bicycle. I saw a $20 bill and thought as you did, my lucky day. There was only on traffic light on Big Pine and I got off my bike to walk it across the street. A full size pickup decided to make a right turn on red, did not see me and crushed my bikes front wheel. The repairs came to $24...so my prosperity lasted about 45 minutes.