Submitted by bengalese t3_yce5lh in philadelphia
MoreShenanigans t1_itlumn8 wrote
Why would they go with a separate app over doing an Apple/Google Pay integration... that makes no sense
[deleted] t1_itmf26m wrote
Maybe they want to be able to track users’ information and sell it for revenue? Maybe I’m being too pessimistic, but that was my automatic guess.
atheken t1_itnczq5 wrote
I think you're being a bit pessimistic. The app does appear to handle transfers, which is something that I don't think would work with a straight up "tap to pay", as much as I wish I could just do that.
zpepsin t1_itodgbc wrote
Google/Apple pay doesn't need to handle transfers. It just needs to tell the reader what SEPTA key account is being scanned.
atheken t1_itpb2zn wrote
Yes, I understand that, if you have a septa key in the wallet. But being able to pay without an account/app is what we were talking about. The system could do both.
TrustThe_CPA_Process t1_itp8a18 wrote
It would. London has tap to pay and it’s seamless. Just tap every time you enter/exit and they calculate your trips and bill you at the end of the day. It’s great.
MeEvilBob t1_itscus4 wrote
Somebody's brother in law's company got a sweet contract handed to them.
tet3 t1_itmrous wrote
Paying at the turnstile/bus door with NFC payment apps would be a nightmare. Takes way too long to authorize.
Paying by those methods from within their app means that Google/Apple takes a stupid-high share of the revenue.
MoreShenanigans t1_itn2r10 wrote
Have you used a system with Apple and Google pay? Take a NYC trip, they have it and it's faster than a key card.
electric_ranger t1_itn4hdo wrote
This is not true. I have taken busses in NYC with just Apple Pay and it’s about as quick as getting my key card, with the added bonus of just being my phone
atheken t1_itndldx wrote
Apple charges 0.15% on ApplePay transactions. Note the decimal - that's less than a half a penny per septa ride.
https://www.macrumors.com/2021/10/05/visa-apple-pay-fees/
It takes like 2 seconds to tap. Compare that with people digging around in their wallet/purse for the septa key.
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