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CircaSixty8 t1_j6p5rks wrote

Stop trying to get a loan. Even if you did did get approved, you'd still have what two more years of college after that. Where are you going to get the the remaining 34,000 you'll need?

You could try asking the school if they can give you some kind of financial waiver, and they might do that for a semester, but in the long run you're still going to have to come up with a lot of money.

Your best bet is to put your matriculation at the University hold and enroll in the nearest junior or community college. You'll get the same level of education for far less financial strain.

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Sunksunksunkppppppp OP t1_j6p7q4w wrote

I'm actually already at community college, the main reason I want to get a loan is because the debt is over a year old and hasn't been paid for, whether it be a loan or not. The university passed it to a debt collector and I was told my credit would be affected if I waited too long. I want to go to a 4 year, but next year will likely be community college too

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