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GeorgeRetire t1_j6n1ndz wrote

You are wondering if you should pay off debt at 28.99% and 22.24% interest rate or keep your money in an account earning 3-4% ?

What am I missing here?

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coconut_icedcoffee OP t1_j6n9s21 wrote

My main concern was whether to hold the savings as I approach a new salary with whatever new job opportunity will come in the next month or so, in case of emergency. But then again, I think a better option would be paying off the CC debt and then I still always have the credit lines in case of emergency 😅

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