> My mom is over 60

So the big decision you/she will have to make is when to claim her social security benefits and/or her survivor benefits. She can claim as soon as 60 and as late as 70. The longer she waits the higher the monthly payment is. She also can claim one, then switch to the other. It will depend on how much she has earned over her career versus him, and how much money she has saved up otherwise for what makes the most sense. You'll want to do a bit of research before making a decision because it is generally irrevocable once you decide to claim benefits, so don't rush into it too quickly. (Unless she is over 67, then file the claim for survivor benefits now) There are some good calculators online that can help.