Submitted by RhodiaRoad12 t3_10q21r2 in personalfinance
meamemg t1_j6nc3hk wrote
I'm sorry you are dealing with this.
Usually the funeral director can help with tasks like this, if you don't have the time or energy.
1-800-772-1213 to report the death.
https://www.ssa.gov/benefits/survivors/ifyou.html has good info on survivor benefits. Things like:
- Was your dad receiving social security payments yet?
- Is your mom over 60?
- Are you or your siblings under 19?
will effect whether you can/should apply for survivor benefits.
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meamemg t1_j6ncbcj wrote
Good advice automod. OP, you can confirm the phone number a the link I included.
RhodiaRoad12 OP t1_j6ngob3 wrote
Thank you for the info and especially the link. The energy and time is pretty low but the page seems to answer the questions.
- I'm not 100% sure he was receiving benefits.
- My mom is over 60
- No one is under 19
meamemg t1_j6nhh3g wrote
> My mom is over 60
So the big decision you/she will have to make is when to claim her social security benefits and/or her survivor benefits. She can claim as soon as 60 and as late as 70. The longer she waits the higher the monthly payment is. She also can claim one, then switch to the other. It will depend on how much she has earned over her career versus him, and how much money she has saved up otherwise for what makes the most sense. You'll want to do a bit of research before making a decision because it is generally irrevocable once you decide to claim benefits, so don't rush into it too quickly. (Unless she is over 67, then file the claim for survivor benefits now) There are some good calculators online that can help.
BowzersMom t1_j6nujd7 wrote
In fact, if she creates an account at ssa.gov she can see what her actual benefit amount will be based on different scenarios.
Snoo1560 t1_j6nldr8 wrote
I am sorry for your loss. One thing you need to do is get multiple copies of his death certificate. This will help you as you negotiate everything.
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