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ShoesMuhGoos OP t1_j6oqx6p wrote

Reply to comment by meamemg in Seeking advice about first time home buying. by ShoesMuhGoos

Doesn't getting a quote require pulling my credit? I don't want to take a hit for an inquiry.

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meamemg t1_j6os1sx wrote

Multiple inquiries at the same time don't have any extra effect beyond just one.

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GuidelineGuruJr t1_j6ovgct wrote

Once you get a lender to pull your credit you will have 15 days to shop around without the other hard inquires affecting you. I would say, if you can, have a lender do a soft pull to make sure your ducks are in a row prior to having your credit pulled. Our lender can do that and then he tells us what we can pay down or pay off in order to boost our credit to get better pricing

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