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lucky_ducker t1_j6p5o9y wrote

T-Bills are very close to CD rates right now, and are far more liquid than CDs.

Money market funds (another unloved investment) are paying around 4.3% compared to 4.65% for T-Bills, and are not only as liquid, they are immune to interest rate risk.

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nrj3697 t1_j6paw1z wrote

What do you mean by interest rate risk

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