You may find these links helpful:

• Student Loans
• Student Debt Relief Megathread
• "How to handle $"
• Debt

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If you want to save more, stop spending on traveling and those vices.

Are you writing and actually following a monthly budget?

Why not wait a few years to return to school once you have more money saved up? Your mindset around “that would only save me a couple hundred a month” is probably hurting you more than you realize—even $200/mo extra savings turns into $2400/year towards grad school

How much money do you on food, travel, and alcohol each month?

It really is that simple. Stop spending to save. That's how the rest of us save money.

Also, a couple hundred bucks moving further out is 20% more savings when you're only doing $1000. That's a lot.

Virtually everyone goes into debt for law school. I would not go 100K into debt for an MBA unless it's a a top ~20 program. I would evaluate what it is you actually what to do. There are combined MBA/JD programs but it doesn't really sound like you want to be a lawyer.