fashionably_l8 t1_j6kkqp1 wrote on January 30, 2023 at 11:57 PM

Reply to comment by SereneFrost72 in Other person's car insurance may not cover my car repair, even though they backed into my parked car? by SereneFrost72

That’s true. I guess since it is just a bumper, the deductible might be pretty close to the whole cost huh?

I’d maybe ask how long you can keep that option open. If the other insurance company starts dragging their feet (like they need more time after this month) I’d get your own insurance involved however you can. They should be advocating for you even if their own money isn’t on the line. But I guarantee they will if it is their money.

SereneFrost72 OP t1_j6klffp wrote on January 31, 2023 at 12:02 AM

I don't have an estimate yet, but yeah, I imagine the cost will be close to the deductible.

I'm going to wait a week or 2 and see what happens with the other insurance company. At a certain point, I'll need to make a determination on if I go through mine then. Thankfully, it's quite a minor crack in the bumper, so the car is perfectly drivable, so I have the luxury of time

fashionably_l8 t1_j6kluu4 wrote on January 31, 2023 at 12:05 AM

That seems like a good plan

SaturdayRegrets t1_j6mii9l wrote on January 31, 2023 at 11:32 AM

>They should be advocating for you even if their own money isn’t on the line. But I guarantee they will if it is their money.

OPs insurance can't and won't do anything unless damages exceeds his deductible and he files a claim with them.