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kylejack t1_j6k7qn9 wrote

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lvlint67 t1_j6l7ukb wrote

In NY i rear ended some lady... driving on a suspended license. My insurance still had to pay out. -_-

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kylejack t1_j6l80l6 wrote

It varies by state but even in states where they're legally obligated they sometimes try to get out of it by calling it an intentional act.

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Baldr_Torn t1_j6npjhj wrote

I don't believe that is correct. At least, I'm pretty sure it wouldn't keep them from paying in Texas. In Texas, you must have car insurance to get your license. (Or fill out paperwork stating you don't own a car.)

So it's very common for them to sell insurance to people who don't have a license. You can't tell people "you must have an insurance to get a license" and at the same time tell them "You must have a license before you can get insurance."

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