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SereneFrost72 OP t1_j6k6u8l wrote

Reply to comment by 1hotjava in Other person's car insurance may not cover my car repair, even though they backed into my parked car? by SereneFrost72

Yeah, I am planning to call my insurance company today or tomorrow. I imagine they'll advocate for me since it would mean they won't have to pay anything. You'd think this would be a super simple claim...

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jhairehmyah t1_j6kppz0 wrote

The issue isn't whether this is a simple claim, it is whether the guy that hit you was covered by insurance. As others have said, they could be late on payments, they could be doing something that is an uncovered behavior like driving a personal vehicle for work or gig work, etc.

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SaturdayRegrets t1_j6milgu wrote

They can't and won't get involved unless you file a claim and damages exceed your deductible.

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