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Fubbalicious t1_j6og3lt wrote

Using two separate banks won't stop you from being victimized by fraud, but it can help mitigate it's impact if you don't put all your eggs in one basket.

In regards to better saving practices, I'm not really following. You should save regardless of whether you have one account or multiple.

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conanmagnuson OP t1_j6p1i1l wrote

It’s more of an intentional friction thing if your savings isn’t directly attached to the account you spend from.

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