Submitted by This_Neighborhood511 t3_10q9151 in personalfinance
HenryKringle6000 t1_j6okoev wrote
If they didn’t credit you for the money you gave them then they stole from you.
But, I would double check … because $4k will barely cover the taxes and fees these days. Is it possible the $4k was applied but none of it actually went towards the base cost of the car itself?
This_Neighborhood511 OP t1_j6ombxb wrote
They didn’t I was financed the original asking price that didn’t have 4K subtracted
1hotjava t1_j6on2ok wrote
u/henrykringle6000 is saying your $4k probably covered the taxes owed. So the financed amount most likely is what the asking price was.
HenryKringle6000 t1_j6onc4i wrote
How were the taxes and fees paid?
HenryKringle6000 t1_j6oojb9 wrote
Yep, if the sticker price is $40k … then there is probably $4k in taxes and fees. So, total cost is $44k. With $4k down you finance $40k
This_Neighborhood511 OP t1_j6opas0 wrote
It was 28k not sure if that information is relevant to how much taxes and fees should have added up too this late I just wish I wasn’t so misinformed 😅
[deleted] t1_j6opz3g wrote
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[deleted] t1_j6oxfru wrote
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Werewolfdad t1_j6oq804 wrote
Was $28k the total sale price reported on the purchase agreement? Looks like this: https://www.amazon.com/Vehicle-Automotive-Purchase-Agreement-Dealership/dp/B08V9K7NL8
Or was the $28k the total cost of credit on the Truth In Lending Disclosure? Looks like this: https://i0.wp.com/massrealestatelawblog.com/wp-content/uploads/sites/9/2011/03/TIL-Photo.jpg
kishkangravy t1_j6os1yp wrote
This should have been caught when the finance manager and the accounting office did the deal. And the accounting figures should be on the invoice you received when you picked up the car. If you don't have it call and ask the office manager for it, it will show what happened to your 4000 or whatever the amount was that you put down.
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