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Liquidretro t1_j6olol9 wrote

Reply to comment by Fearless_Sentence_12 in Voluntary repo from J.D. Byrider by Fearless_Sentence_12

That's not how it typically works. Your major stuff should be reported to all of them.

I would look into a personal loan to pay off the non running car and keep your house before you consider a new loan for a car.

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Fearless_Sentence_12 OP t1_j6opae6 wrote

*keyword* "typically" that's funny, I have multiple accounts both on my TransUnion and different type of accounts on my Equifax that all fit in a nice little category. I'm not saying everyone here doesn't know what they're talking about. But maybe study your credit score a little closely with who reports to what. All these accounts are over 2 years old. So it's surely not the credit union doing dumb shit over a reddditors response.

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Liquidretro t1_j6oraqg wrote

Lol. OK 2 years of experience, I'll call you next time I need help Dr expert.

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Fearless_Sentence_12 OP t1_j6orqqm wrote

honestly bro you went for spite with this comment and there was no need for that. It's like the spite coming out from a mechanic. I'm not trying to get that broski.

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Liquidretro t1_j6oty39 wrote

Your suggestion that I don't know what I'm talking about is comical based on your limited experience. My mortgage is on all four major credit bureaus reports as are all my credit card accounts. Not every credit agency is going to have exactly the same thing and they don't score things the same but your major accounts should be on your major Credit agencies reports. Why yours isn't I can't answer.

Good luck I hope you figure things out

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