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FabulousHalf98 t1_j6ogokn wrote

Reply to comment by TyrconnellFL in Continue to put aside savings into index funds? by _trouser_chowder_

That’s something I always wondered. If the long term plan is to benefit from the the slow but gradual growth, due to time invested, wouldn’t the best option be to get in as early as possible with a lump sum?

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TyrconnellFL t1_j6oh8r7 wrote

Yes, but most of the time we don’t have lump sums. We earn X dollars, and we can afford to invest Y of that. So every two weeks or month, we should invest Y.

It still looks like a steady trickle, but DCA is doing that on purpose, and “continuous lump sum” is because there’s only so much money at any time, but it gets invested immediately.

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