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1hotjava t1_j6nugqx wrote

Investing is the long game. Put it in and leave it alone. Keep adding to it. Ignore the current market as that is irrelevant in terms of multi decade investing. That’s how you build wealth.

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_trouser_chowder_ OP t1_j6nuwz0 wrote

True. And I agree in principle. Just hard to look at accessible cash and not cringe a little when the market dips.

I'm fairly new to having enough left over at the end of the month to put a decent amount into savings, and it's hard not to focus on that savings account number growing larger.

Even though I know that, especially right now, it's not even keeping up with inflation. It's definitely a mental block.

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sol_in_vic_tus t1_j6nx9fy wrote

The next "greatest bull market ever" will probably happen a couple of times in your lifetime. You want to be as invested as possible before that happens and nobody can predict when it will.

If you need that money for other priorities that's one thing. Go spend it on that instead. If this is money for retirement then it isn't doing the job you assigned it while it is parked in cash.

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