https://www.doctorofcredit.com/high-interest-savings-to-get/

Thank you!

Ally

If you just want high yield savings, Marcus is a good choice. They push and pull funds fast and also have access to a 13 month no penalty CD at 3.85% if you want to earn a little extra but not tie it up for too long.

If you want a bank that offers both free checking and high yield savings, I like Alliant, Ally, Discover and CapitalOne.

Alliant is a bit behind in rates at only 2.7% while the others are around 3.3%. But both Alliant and Ally have very high mobile check deposit limits, 1 day ACH transfers and ATM fee reimbursement ($20/month for Alliant and $10/month for Ally). Ally also offers a 11 month no penalty CDs at 3.85%. You can also deposit cash at certain CO-OP ATMs with Alliant while you can't with Ally and Discover. CapitalOne you can but only at their local branches which aren't nationwide.

Barclay's

Popular Direct

Ally

Sallie Mae Bank

Synchrony

These are easy to deal with, no nonsense, and all have rates above 3% right now. I would pick whichever one has the highest rate. I believe that today, it is Popular at 4.26%

Check bankrate.com for additional ideas.

Ally.com

I have Synchrony Bank HYSA, it's currently earning 3.75% APY. I have no complaints.

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