I dont think it's ok and it has nothing to do with refunds or investing etc. My money is my money, and f*ck the government for wanting any of it, much less to then refund it back to me. I am a big believer in "if we have money to help out other countries, then we have been overtaxed." I'm notsaying we shouldn't help other countries but I feel like it should be included as an option in our taxes. I wonder just how much would be used overseas then?

This is just one example of why I would never "loan" the government money. There are many more but of you are happy with it, that's fine too. I have renters who have told me they are happy renting from me. And I'm happy to keep collecting income from them.