Submitted by EQTone t3_zdcbjp in personalfinance

How do I memorialize the personal check in the MEMO line so that I minimize any potential risk to her?

She’s my sister. We are very close. We did not draft a formal loan agreement. She used ACH (her bank to mine) every month to send me money. I promised her that I would repay every dollar when I got back on my feet. I’m able to repay her now. Do I need to write anything in the MEMO line of my personal check so that in the event of an audit, it’s clear what the USD250,000 check is for? Thanks.

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