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nehbs OP t1_j23y4io wrote

Reply to comment by 93195 in Question about unreported tips by nehbs

So I won’t have to wait until my tax return, I just need to wait until I file?

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Bad_DNA t1_j2437x6 wrote

Yes. Once you file, your return is ‘legit’. And based on your income level, it’s unlikely any additional taxes you pay for being honest will amount to much.

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nehbs OP t1_j24zd5d wrote

Thanks. I’ve only had my job for 4 months, will that make it impossible to get a loan because of the lack of history?

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Bad_DNA t1_j25r4wt wrote

Um, possibly. That's not much of an employment history. So it brings up a few questions:

Did you get the new job after leaving an old one (without much 'down' time between gigs)? If so, then you have an employment history that goes longer than 4 months.

If this is your first job, 4 months is not a lot of time. Is this a job you expect to hold for a long-ish time, or is it biding you over until you get something else? Are you sure you need to get a car loan? Taking on a loan without a steady full-time job is kinda dangerous to your wealth. Have you worked out a budget for your life or lifestyle? If not, there are plenty of tools online to develop a budget to determine what you can reasonably afford. I've even got a half-baked one you can have.

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[deleted] t1_j23yccg wrote

[removed]

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antoniosrevenge t1_j2403y0 wrote

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, posts advising breaking the law (whether serious or not) or asking for advice on how to break the law will be removed.

Find our Subreddit Rules for guidelines on our quality standards. We look forward to higher quality posts from your account in the future! Thanks.

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nehbs OP t1_j23yid3 wrote

Did you not read the post? I’m trying to get approved for a loan

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