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FunElephant7 OP t1_j209yxy wrote

Reply to comment by absurdamerica in Please help me understand my aunt's car loan by FunElephant7

I’m seeing Service Contract for $2,995, Maintenance for $1,020, and Road Hazard for $1,479. Are any of these even worthwhile?

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DoubleHexDrive t1_j20bywp wrote

The Honda service contracts are a pain to work with… whe she wants an oil change, etc she has to ask for exactly the right service otherwise it won’t get applied. Sounds like they loaded her with every upsell they could think of and then she financed it, I’m guessing for 84 months?

She got screwed. Only way I’ll buy a new car these days is directly off the delivery truck: no dealer tint, add ons, no extra anything.

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FunElephant7 OP t1_j20gtwk wrote

Yes, 84 months. I assume this means she needs to bring in her car to a Honda dealership for servicing/maintenance (didn’t realize there was a difference between these two). I’m betting she’s not aware of this. Thanks for bringing it to my attention

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DoubleHexDrive t1_j20hbbb wrote

Yep, and to get the value out of the service contract, she’ll need to make them aware of the contract. Don’t assume they’ll figure it out on their own and apply it correctly.

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FunElephant7 OP t1_j20hi0g wrote

Good to know. I’ll be sure to make her aware of this!

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