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meamemg t1_j2fby7o wrote

Reply to comment by couldntquite in Weekend Help and Victory Thread for the week of December 30, 2022 by IndexBot

  1. Won't generally care
  2. Usually they give you a check that you write and mail to the old credit card, but some can do it online now.
  3. Same as any new credit card: hard inquiry plus lowers average age of account. Also will increase your utilization while you have the credit card balance.
  4. Usually there is a fee for doing a balance transfer. How much is this ones? Also, you will still have to make minimum payments on the card even while at 0%APR
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