Viewing a single comment thread. View all comments

Ill_Possible_2628 t1_j2dg2if wrote

Reply to comment by 4x4is16Legs in Weekend Help and Victory Thread for the week of December 30, 2022 by IndexBot

If you invested $70000 in the S&P 500 at the beginning of 2008, you would have about $256,352.88 at the end of 2022, assuming you reinvested all dividends. This is a return on investment of 266.22%, or 9.15% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 169.77% cumulatively, or 6.92% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $328,833.90.

2

dequeued t1_j2egn0g wrote

A "moderate aggressive mutual fund" isn't going to be 100% US stocks and US stocks have outperformed international stocks and bonds over the last 15 years. I think that number is going to be way too high for what OP is trying to estimate.

2