If you have any money in a trad IRA, this is a great time to do a Roth IRA conversation.

You definitely can not contirbute to a trad IRA and if you were low income you'd much rather contribute to a roth IRA if your future income is going to rise again.

You mentioned you were high earners in the past and have not been able to "deduct" trad IRA contributions. Does that mean you've been doing backdoor roth converstions already?