If it were us, Traditional IRA would be slowly converted to Roth IRA. MFJ means you should have plenty of space to convert at 12% tax bracket to a Roth IRA.

I would also prioritize maxing Roth IRA before maxing out a 401k. The reason is because you can take out contributions penalty free which you could use for your home down payment in the future.

I would have zero in savings since that amount is taxed. I would rather fill up all tax advantaged accounts before I invest in taxable.

I would cash flow vacations. There's no reason to save for it when you have upwards of $2k saved every month. Few vacations need to be paid all at once. Airfare is paid in advanced and hotels and meals are paid as you go on the vacation. We pay for vacations over the 3+ months the charges appear on our cards.

You can take out 401k loans and take out from Roth IRA for a down payment on a home. I would only stop retirement savings when plans are more defined. Until then, it is too nebulous a goal and you're losing out on valuable tax advantaged space.