Viewing a single comment thread. View all comments

Mrzeldaootfan OP t1_j262rut wrote

Reply to comment by Werewolfdad in Wells Fargo closed my account for a negative balance + not having a job for 2 months by Mrzeldaootfan

They would usually call me and i would set a repayment datez but its seriously only 8$ too and it was no warning

−14

Steak_Knight t1_j26376p wrote

If this has happened multiple times, those times were the warning.

22

Werewolfdad t1_j263nft wrote

Banking guidance says overdrawn accounts should be charged off no later than 60 days.

Any calls were a courtesy you weren’t entitled to. That was just them being nice

Don’t overdraft and it won’t be an issue.

13

pinacolada_22 t1_j268gz8 wrote

Exactly $8, two month, you could have collected cans and sell them and make the money. Banks don't make any money from people who have negative balances and they want to prevent further loss with possible overdrafts of you use to try the card.

6

RegularJaded t1_j26bv6i wrote

That is only a courtesy or if you are a large client. Most banks close accounts around the 2 month mark

3

ChiMello t1_j26lezd wrote

You couldn't come up with $8 somehow? They are not going to make a payment arrangement for less than $10.

3

Mrzeldaootfan OP t1_j28505b wrote

I couldnt, no job was accepting me and they just closed it

1