Thank you for your feedback.

> How are your taxes so low?!?! I pay ~$15,000 more in taxes than both of you combined but I make significantly less than M. Hell, even federal income tax alone for me is about what you pay in overall taxes, let alone social security tax, state income tax, etc.

I think you pay less when you are married and fill jointly.

> I'm very jealous of how low your rent is! I pay $2600 a month and I live alone...I'm also jealous of how little you guys pay for health insurance

Yeah, I think this is because of the suburb and our landlord hasn't raised it for several years. We are very lucky.

> Whatever the $3300 in debt is, I would just pay it off immediately. You can certainly afford it and with high interest rates these days I wouldn't want any debt no matter how minimal it is.

Yeap, I couldn't agree with you more.

The app is: https://sankeymatic.com/build/