It can be tough to manage your finances when you're in a lower paying job, especially as a teacher. But it's important to remember that the work you do is valuable and helps shape the future generation. So kudos to you for taking on such an important role!

To help you with your budgeting and financial management, have you considered using a budgeting website or app? There are tons of options out there that can make it easier to track your spending and see where your money is going. Some popular ones include Mint, Mvelopes, YNAB (You Need a Budget), and Personal Capital. They can be really helpful in keeping you on track and seeing your progress.

Another thing to consider is setting financial goals for yourself. Having specific goals in mind can help motivate you to save and make better financial decisions. If your goal is to buy a house by the time you're 30, you can focus on saving a certain amount each month and tracking your progress towards that goal. This can also help you prioritize your spending and make sure you're using your money wisely.

It's also important to remember that it's okay to treat yourself every now and then, but it's all about finding a balance. By making smart financial decisions most of the time, you'll be able to enjoy your money while also building a strong financial foundation for the future. Keep up the good work and don't be afraid to seek out additional resources or advice as you continue to build good financial habits. Your hard work and dedication to teaching and shaping the future generation is truly appreciated.