I would recommend that you and your partner have a frank and honest conversation about your financial goals and expectations before you start the process of buying a house or condo. It's important to be on the same page about how much you want to spend, what you can afford, and what your long-term financial plans are.

When it comes to the down payment, you should consider whether you want to split it equally or whether one of you will contribute more. You should also think about how you will handle the mortgage payments and any other expenses that come with owning a home. It's a good idea to make a budget and to have a plan in place for how you will manage your finances as homeowners.

It's also a good idea to protect yourself in the event that your relationship does not last. One way to do this is to have a cohabitation agreement or a prenuptial agreement in place that outlines how you will divide your assets and liabilities in the event of a separation or divorce.

As far as timing goes, it's true that the housing market can be volatile, and it's not always easy to predict the best time to buy. However, if you and your partner are ready to take on the responsibility of homeownership and you have the financial means to do so, now might be a good time for you to start looking. Just be sure to do your research and make an informed decision that's right for you.

It's also worth considering the pros and cons of buying a home versus continuing to rent. On the one hand, owning a home can be a good investment and can provide a sense of stability and pride. On the other hand, renting can be more flexible and may be a better option if you are not ready to commit to a long-term mortgage or if you are not sure where you want to live. Ultimately, the decision to buy or rent will depend on your individual circumstances and goals.