So an HSA is something add money to usually before tax. It’s away to be able to save enough so when you need to hit an absolutely outrageous $7000 deductible you’ve saved enough. 7k?….That’s honestly just not right to hit that deductible I would be spending somewhere around a 7th of my take home. Less than 7 MRI’s probably a lot less since when I seen my explanation of benefits a few years ago it was around a G. My Adair when it first came out I was uninsured was $260. I hope you ever need an epi-pen and never let an ambulance take you anywhere unless you’re not able tell them no.