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g92592 t1_j2cf895 wrote

You should have had an attorney the entire time.

As you are aware those are life changing injuries.

Get an attorney

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Woody_CTA102 t1_j2cdlmp wrote

Sorry you are going through this, but you should definitely get an attorney. Good luck.

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Traditional-Dog199 OP t1_j2cdy84 wrote

I should also add, that thus far, Workmans comp has been good. I’ve received almy weekly payments and all my bills and physical therapy have been taken care of as well.

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1955photo t1_j2cgysu wrote

I am going to say you don't need an attorney at this point. Attorneys become involved when there is disagreement about where the injury took place, which happens with things like herniated discs etc, or if you feel the settlement offer is not adequate.

All of this will be paid through your employer's WC insurance carrier, not directly from the employer

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chopsui101 t1_j2cidno wrote

bad advice....he needs an attorney so that he can prep for the negotiations

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1955photo t1_j2cgk87 wrote

What will happen is that the dr will determine the amount of permanent impairment you have, as a % of function of each part of your body. Each part of your body has a multiplier assigned to it for 100% impairment. So if your ankle is half permanently impaired, it will get half the multiplier. Then that amount is factored into a formula that includes your annual salary. All those add up to the total of your settlement. The WC insurance company will make an offer. If you think it's fair, you accept the offer, and then it has to be signed by a judge. Then you get a check, (tax-free) and go on your merry way.

If you don't agree with the degree of impairment, then you get an attorney to negotiate the offer.

This was my experience in TN and I am sure it is similar in every state, since it's all regulated by the US Department of Labor.

I got $13,000 in 2009, for a 7% impairment of my leg, after a fall in which my kneecap dislocated. I was making about $68k at the time. I was able to go back to my job with some short term restrictions, which were removed after about 6 months.

Don't forget to turn in your vehicle mileage for reimbursement. I took the dates of all my appointments and looked up the mileage on Google maps.

Another component of workers comp is vocational rehab. If you can't do your job you can get training to do something less physically demanding.

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momlife1610 t1_j2cjm2m wrote

I did workers comp claims at a major insurance carrier for 6 years, the first week of training and going over claims with attorneys our instructor told us if we are ever on the other side to always hire an attorney. The insurance companies goal is for you to settle for the lowest amounts possible. At minimum have a consultation when you get your settlement offer and don’t sign anything.

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IndexBot t1_j2cn85k wrote

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