100p live in the apartment, maybe see if you and your friends can find a cheaper situation. You will want a kitchen, bedroom, space, no rules. You will not want to always having to be walking to your friends and be the odd man out. You will miss out. I made my best friends from being roommates. Also, do you really need a 25,000$ car?! That’s a lot!!! Maybe have a side job and save for a car so you can pitch in to add to what your dad will be willing to pay for a car. I’m also not a car person. But 100p living in peace in an apartment not on campus with campus rules, with your friends, in your own space is so worth it.