Thank you for the kind words, we don't have access to any of her financial records. Right now it's all being held by her father, who is refusing to help us, and truth be told -- he barely makes sense anymore so he probably wouldn't be too much help.

The only reason we know about this insurance is the fact her aunt stuck around to help clean up the property and found the insurance policy that lists my spouse as the beneficiary -- otherwise we wouldn't of known this policy exists.