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callistotyler t1_j2e6ean wrote

We called the insurance company and they mailed us the claim of death form. What's the worst that would happen if we only list the information we know instead of going through all the medical/banking records? Some of which we won't even have access too (banking) since her father is refusing to help us.

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bbh42 t1_j2e7qzs wrote

If they need it then it just slows up the claim processing. Most policies with contestable clauses are a two year look back. If seen claims submitted many different ways. Depending on the company the proof of loss is the main need then it’s a matter of any claims against the policy. Any policy loans, assignment of benefits, child lien, etc.

The state of issue and the face amount drives a lot of the next steps and then of course any contestable review.

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