Submitted by BraveCheesecake6090 t3_zxayvm in personalfinance
DeluxeXL t1_j1z9kmr wrote
Reply to comment by BraveCheesecake6090 in How to incorporate credit into budget? by BraveCheesecake6090
> I haven’t used the card for much yet but would like to build credit.
Only requirement to build credit is to pay obligations on time. You don't have to carry a balance to build.
> I’d also like to pay things off in a fair amount of time
21 days is a fair amount of time.
> so I can cover both smaller expenses but also larger expenses by freeing up credit easily
You have savings. Use it. It's very expensive to borrow with a credit card past the due date.
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