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flowerssmellnice OP t1_j2dnc70 wrote

I don’t have one of those. How might I open one? Is it too late for this year?

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DeluxeXL t1_j2dnjyy wrote

You can open and contribute for 2022 until tax day (4/18/2023). This is true for every year - you always have 3.5 extra months to contribute after the year is over. Read the IRA wiki.

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mrbrsman t1_j2dnpbv wrote

Yes, you can still open one for this year and you can contribute for 2022 until April 15th 2023.

I recommend one of the big brokerages (fidelity, vanguard, Schwab) or the same that your husband uses.

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