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mommycorinneBG t1_j23y5wl wrote

TSP is superior. When I left my government job I kept everything in TSP and over the last 6 years my return has tripled where as my IRA has remained more stable. There's a lot more choices for TSP. YMMV of course

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brundylop t1_j23yxon wrote

> There's a lot more choices for TSP.

This cannot be true. The TSP only offers 5 funds (G S C F I) and Target Date Funds. But they are good funds with low expense ratios.

Brokerages like Vanguard offer well over fifty. Fidelity has hundreds.

I also find it super weird that the performance of your TSP and IRAs varied so wildly. It sounds like you invested in very different things

If you invested most of your TSP in the C Fund, and most of your IRA in a SP500 index, they performance should be almost the same, since they track the same SP500 index

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