Submitted by kendogg t3_zzngsx in personalfinance
kendogg OP t1_j2cr9v2 wrote
Reply to comment by Nayelia in (US) Options to borrow money? by kendogg
Current mortgage lender does not do HELOC's. Also, current mortgage is at 3.5%. I'm not screwing that up lol.
Nayelia t1_j2cso6h wrote
Well, if you were to get an unsecured personal loan, CC cash advance or 2nd lien HELOC, you would be looking at much higher rates than a traditional mortgage anyway. You also mentioned you wanted to use the money to start a business, if you already have something going on that front, you can look into a SBA loan. Given what you said, you don't have a lot of options.
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