Submitted by devilishbeing t3_yozcaq in personalfinance
My sister was in an accident 3 years ago as a passenger in a DUI situation. She was ambulanced to the hospital but only had minor scratches and bruises. Doc said she was lucky to walk away. Hospital bill came out to about $25k. (Yay america) The drivers insurance was supposed to cover the bill. Fast forward to today, she got a bill from a collections agency for $11.5k that says seriously past due. My sister is 22 living in Hawaii. No family on island atm and no support network. She can't shell out $11k just like that. Is there anything she can do? Should she keep bugging the insurance company that was supposed to take care of the bill? Should she reach out to the hospital? Or contact the collections agency? She just wants her credit cleared. Any help would be greatly appreciated. I have no experience with this kind of situation so thought I'd ask some people that do.
Edit: sis dug out some papers from when she met with the state farm insurance guy, turns out she did sign a settlement for 10k. Does this leave her on the hook for the rest?