>I would still contribute on a regular schedule to my ROTH to take advantage of the full $6500 limit for 2023, but I've read that lump summing on 1/1 tends to do better in the long run. If

Doesn't meaningfully matter

https://old.reddit.com/r/personalfinance/comments/z907wc/weighing_my_options_maxing_401k_via_annual_bonus/iye8ohh/