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Mtskiguy21 t1_iyb1pbu wrote

Reply to comment by MinistryofTruthAgent in Help! Drowning in debt. by nah_just_ocd

My mom lost her house to foreclosure in 2013 and filed bankruptcy in 2015. She had a credit card in 2016, financed a car in 2017, and got a mortgage with a 700 credit score in 2020. It's on your credit report for 7 years, but you're not completely blacklisted from credit for that entire period.

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MinistryofTruthAgent t1_iybi4ko wrote

Which bankruptcy?

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Mtskiguy21 t1_iybifgz wrote

I'm not sure. I don't know the difference. I just know she bounced back rather quick. Is one type worse than the other? 7 and 13 are the primary personal vehicles correct?

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