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MikeWPhilly t1_iya0f50 wrote

Reply to comment by MinistryofTruthAgent in Help! Drowning in debt. by nah_just_ocd

Yep he’d hav to stay put for 7 years for sure. His current landlord likely won’t kick him out i he is paying on time but it’s a risk. But his debt ratios are so bad for his income. And the interest alone is going to kill him. There is a reason I’m saying he need sto talk to a specialist. Bankruptcy has it’s risks but I don’t see him climbing out any other way.

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cloverdoodles t1_iya3bmr wrote

Statewide rent control in CA. As long as OP is in a rent controlled unit and pays his rent every month, they can’t kick him out. OP should have his housing locked into rent control prior to filing for bankruptcy.

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