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Shot-Bobcat-2759 t1_iy1xp6q wrote

Reply to comment by DeluxeXL in How do I invest my Fidelity IRA? by [deleted]

That might be it? “Account value”, “Cash available to trade”, “Settled cash” are all $541. “Available to withdraw” is the only one that is $0.

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micha8st t1_iy2angc wrote

The money isn't fully there yet. Such transfers take time to be trusted that they've actually occurred. This is money, after all.

The last thing they want is for the trade to occur and to have some oddity occur meaning the money didn't really get transferred.

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fly_eagles_fly t1_iy2ow7j wrote

If it says “cash available to trade” then it’s ready. They don’t need to wait for it to clear. This is likely because it’s the weekend

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Shot-Bobcat-2759 t1_iyb0qno wrote

Fast forward a few days and I still can’t trade it for FZROX, but something weird just happened: my account just loaded up with FDFIX, FIBUX, FLAPX, FITFX, and FLXSX even though I authorized none of them. Sure enough, the total there adds up to 541.66 even though the core fund also says 541.66.

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fly_eagles_fly t1_iyb6ysi wrote

Something isn’t right. Have you called?

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Shot-Bobcat-2759 t1_iyb9g7a wrote

Not yet though I probably should. It’s like a certain allocation was already picked for me although my original understanding was that I would select it.

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